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*Registered Representatives of, and Securities and investment advisory services offered through Hornor, Townsend & Kent, LLC.,(HTK) Registered Investment Advisor Member FINRA & SIPC. HTK does not provide Tax or Legal services. Concord Wealth Management and other listed entities are independent of Hornor, Townsend & Kent, LLC (HTK). Our representatives carry Life Insurance licenses in resident state of MA as well as in CA, CO, CT, DC, FL, GA, IN, MD, MN, MI, NC, NE, NH, NJ, NY, PA, RI, SC, TX, and VA. Securities registered in the resident state of: MA. For licensing or registration information, please contact us at (781) 966-2980. Not an offer or solicitation in any state where representatives are not licensed.