Our Comprehensive 6-Step Process
1. Identify and prioritize objectives
2. Gather information
3. Analyze your situation
4. Propose solutions
5. Plan implementation
6. Review progress
Key financial planning areas:
Financial Position
- Restructuring/Eliminating Debt
- Building Cash Reserves
- Managing/Maximizing Cash Flow
Protection Planning
- Protecting against premature death
- Protecting your ability to earn an income
- Protecting your assets from long term care costs
- Insuring the “key person” in your business
- Providing Business Continuity
Tax Planning
- Maximizing the value of tax deferred
accumulation by working together with your CPA - Creating a tax free stream of income
- Leveraging the unique tax advantages of
owning a business - Creating a tax efficient investment portfolio
Investment Planning
- College Funding
- Accumulating towards a specific goal (vacation home, travel, etc.)
- Minimizing portfolio risk
- Increasing potential long term returns
- Reducing portfolio volatility
Retirement Planning
- Creating an income distribution plan
- Protecting your retirement assets
- Protecting the principal of your investments
Estate Planning
- Reviewing wills/trusts, etc
- Ensuring for the proper transfer of your assets to your heirs
- Minimizing estate taxes